Installment Title Loans

An Installment Title Loan provides you with the financial flexibility to borrow a little or a lot. Installment Title Loans can be a short to medium term loan that is repaid over time with a set number of scheduled installment payments. Typically, 6 to 24 months are common. You can customize your Installment Title Loan so that you have an easy, affordable monthly or bi-weekly payment that compliments your budget and cash flow. Installment Title Loans may be repaid at any time without any pre-payment charges. An Installment Title Loan can help you consolidate high interest payday loans, multiple loans, signature loans, medical collections, and other outstanding bills.

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Re-establish or build your credit

You get more from your Installment Title Loan with the benefit of us reporting your timely payments to the credit bureaus. Reporting may help you establish or re-establish your credit profile. If you’re seeking a way to help build your credit, our Installment Title Loan may be the answer. Remember, everyone’s credit profile is different and taking out new credit may have a negative impact on your score and overall credit worthiness.

Don’t want your loan reported? No problem, we offer that option.

Online Account Access

At Quick Loans, we provide excellent customer service along with flexible payment terms and online account access. Log in to our member area 24/7 to view your balances, payment receipts, or make extra payments on your loan to jump ahead with no penalties or fees.

Rates and Terms

Loan payments include a portion of the principal loan amount, as well as a portion of the interest charged on this amount. Installment Title Loan terms and rates may vary depending on the applicant’s term and payment choices. Please read your loan agreement for the annual percentage rate (APR) and other terms applicable to your loan. Be sure that you understand the terms and costs of your loan. If you need more information, contact us today.

What It Costs - An Example Loan

It can be difficult to truly understand what Rates and Terms you can expect for your loan. To help explain, here is an example of two Rates and Terms for an average $1000 loan.

 

A $1000 loan with a 12 month term and monthly payments:

  • 11 monthly payments of $151.36 and 1 payment of $151.44 = 12 payments.
  • APR is 122.73%, with a finance charge of $795.90, the amount financed is $1020.50 (includes a $20.50 title fee), and the total of payments is $1816.40.

 

A $1000 loan with a 12 month term and biweekly payments:

  • 25 biweekly payments of $67.94 and 1 payment of $68.06 = 26 payments.
  • APR is 122.25%, with a finance charge of $746.6, the amount financed is $1020.50 (includes a $20.50 title fee), and the total of payments is $1766.56.

With an actual Installment Title Loan, your repayment will look different than the examples above. You may have a longer or shorter repayment term. Your loan amount may be different. Your payment dates may be different. Or your interest rate and APR may be higher or lower, affecting the total finance cost and total cost of the loan.

Our Minimum Requirements

Minimum 18 Years of Age

Verifiable, Steady Income

Clear Car Title

Verifiable Residence

Valid ID
US Citizen
Permanent Resident

By submitting my information, I authorize Quick Loans and its affiliates to contact me by email, phone, or text (message rates may apply depending on your message provider) using the information I provide for business & marketing purposes. I acknowledge that I have read, understand and agree to the terms of Quick Loans Privacy Policy and Terms & Conditions.

Loan Term Definitions Explained

Amount Financed—The loan amount you are borrowing.
Finance Charge—The amount your loan will cost you. What the lender is charging you.
*Annual Percentage Rate (APR)—Your finance charge that the loan will cost you, described as a yearly percentage rate.
Loan Term—The amount of time that your loan is set up for re-payment. 
Total Amount of Payments—This is the Finance Charge and the amount you are borrowing (Amount Financed) added together for the total amount that you must pay back.

This is not a guaranteed offer and is subject to Quick Loans approval and a complete and approved application. Results and actual loan amounts may vary. Certain limitations apply. All loans are subject to a customer’s ability to repay. This website does not charge any fees for the processing of loans. Interest, fees and costs may apply if final and complete application is approved. Loan products may vary. Quick Loans uses various credit reports, data sources and applicant information as part of its underwriting. Not all loan applications or re-financed loans are approved or receive the maximum amount permitted under state law. Quick Loans is Licensed in the State of Missouri and Regulated by the Missouri Division of Finance. © 2018 BW Hughs, Inc. dba Quick Loans. All Rights Reserved.

 Pre-Owned Auto Financing Loans

If you have diminished or no credit, auto financing can sometimes be a real hassle. There is nothing more frustrating than falling in love with a vehicle only to be told that you don’t qualify for financing because your credit is not good enough. Avoid all that frustration by getting your auto financing approved at Quick Loans before you shop for a vehicle.

Auto Finance Loans can vary from a wide range of determining factors. For the basics we usually require that the borrower has at least a 20% down payment. However, depending on the purchased equity, sales price and other factors, a smaller down payment may be possible. We analyze and evaluate each transaction based on its own merits. Auto Finance Loans are a medium-term loan that is repaid over time, with a set number of scheduled installment payments. Typically, 12 to 38 months. Auto Finance Loans may be repaid at any time without any pre-payment charges. Full coverage Insurance with Quick Loans named as Loss Payee is required.

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Re-establish or build your credit

You get more from your Auto Finance Loan with the benefit of reporting your timely payments to the credit bureaus. Reporting may help you establish or re-establish your credit profile. If you’re seeking a way to help build your credit, our Auto Finance Loan may be the answer. Remember, everyone’s credit profile is different and taking out new credit may have a negative impact on your score and overall credit worthiness.

Our Program

Our pre-owned auto financing program is designed for those who may have credit issues including Diminished Credit, No Credit, Bankruptcy, Repossession, Foreclosure, Collections or Late Payments.

From the application to the funding of your new pre-owned vehicle, we make it easy as ABC.

4 Easy Steps!

1. Get Approved
2. Go Shopping
3. Finalize the deal
4. Make your payments

What It Costs - An Example Loan

To help explain pre-owned auto financing, we have provided an example for an average $5000 loan. Rates and terms will vary depending on the down payment, the loan amount and the applicant’s qualifications. Please read your loan agreement for the *Annual Percentage Rate (APR) and other terms applicable to your loan. Be sure that you understand the terms and costs of your loan. If you don’t, please ask us.

A $5000 loan over a 36-month term with monthly payments:

  • 35 monthly payments of $220.33 and 1 payment of $220.30 = 36 payments.
  • The APR is 29.40%, with a finance charge of $2700.85, the amount financed is $5231, and the total of payments is $7931.85.

A $5000 loan over a 36-month term with biweekly payments:

  • 77 biweekly payments of $103.01 and 1 payment of $103.27 = 78 payments.
  • APR is 29.22 %, with a finance charge of $2804.04, the amount financed is $5231, and the total of payments is $8035.04.

With an actual Auto Finance Loan, your repayment will look different than the examples above. You may have a longer or shorter repayment term. Your loan amount may be different. Your payment dates may be different. Or, your interest rate and APR may be higher or lower, affecting the total finance cost and total cost of the loan.

Our Minimum Requirements

Minimum 18 Years of Age

Verifiable, Steady Income

Down Payment

Verifiable Residence

Valid ID
US Citizen
Permanent Resident

By submitting my information, I authorize Quick Loans and its affiliates to contact me by email, phone, or text (message rates may apply depending on your message provider) using the information I provide for business & marketing purposes. I acknowledge that I have read, understand and agree to the terms of Quick Loans Privacy Policy and Terms & Conditions.

Loan Term Definitions Explained

Amount Financed—The loan amount you are borrowing.
Finance Charge—The amount your loan will cost you. What the lender is charging you.
*Annual Percentage Rate (APR)—Your finance charge that the loan will cost you, described as a yearly percentage rate.
Loan Term—The amount of time that your loan is set up for re-payment.  
Total Amount of Payments—This is the Finance Charge and the amount you are borrowing (Amount Financed) added together for the total amount that you must pay back.

This is not a guaranteed offer and is subject to Quick Loans approval and a complete and approved application. Results and actual loan amounts may vary. Certain limitations apply. All loans are subject to a customers’ ability to repay. This website does not charge any fees for the processing of loans. Interest, fees and costs may apply if final and complete application is approved. Loan products may vary. Quick Loans uses various credit reports, data sources and applicant information as part of its underwriting. Not all loan applications or re-financed loans are approved or receive the maximum amount permitted under state law. Quick Loans is Licensed in the State of Missouri and Regulated by the Missouri Division of Finance. © 2018 BW Hughs, Inc. dba Quick Loans. All Rights Reserved.