Rates & Terms

/Rates & Terms
Rates & Terms 2018-08-07T17:59:26-05:00

Installment Loans

An Installment Loan provides you with the financial flexibility to borrow a little or a lot. Installment loans can be a short to medium term loan that is repaid over time, with a set number of scheduled installment payments. Typically, 4 to 36 months are common. We structure your Installment Loan so that you have an easy, affordable monthly or bi-weekly payment that compliments your budget and cash flow. Installment loans may be repaid at any time without any pre-payment charges.

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Rates and Terms

Actual loan terms and rates will vary depending on applicant’s qualifications and choices

What It Costs

The charts below represent illustrative examples of the cost of a $750.00 loan. Rates and terms vary depending on loan amount and applicant’s qualifications. Please see and read your loan agreement for the annual percentage rate (APR) and other terms applicable to your loan. If you need more information please ask us, we are here to help. Be certain that you understand the terms and costs of your loan. If you don’t, please ask us.

9 monthly payments of $185.81 and 1 payment of $185.85 = 10 payments

19 biweekly payments of $96.98 and 1 payment of $97.14 = 20 payments

With an actual installment loan, your repayment will look different than the examples above. You may have a longer or shorter repayment term. Your loan amount may be different. Or your APR might be different, affecting the total finance cost and total cost of the loan.

Our Minimum Requirements

Minimum 18 Years of Age

Verifiable, Steady Income

3 Months Active Bank Account

Valid ID
US Citizen
Permanent Resident

By submitting my information, I authorize Quick Loans and its affiliates to contact me by email, phone, or text using the information I provide for business & marketing purposes, and acknowledge that I have read, understand and agree to the terms of Quick Loans Privacy Policy and Terms & Conditions.

Loan Term Definitions Explained

Amount Financed--The loan amount you are borrowing.
Finance Charge—The amount your loan will cost you. What the lender is charging you.
Annual Percentage Rate (APR)—Your finance charge that the loan will cost you, described as a yearly percentage rate.
Loan Term—The amount of time that your loan is set up for repayment.
Total Amount of Payments—This is the Finance Charge and the amount you are borrowing (Amount Financed) added together for the total amount that you have to pay back should you make every payment on time for the full term of the loan.

ELECTRONIC CHECK CONVERSION AND RETURN CHECK POLICY: When you provide a check as payment, you authorize us either to use information from your check to make one-time electronic fund transfers from your account or to process the payment as a check transaction. With electronic fund transfers the funds may be withdrawn from your account as soon as the same day your payment is processed. Your check will not be returned to you by your financial institution. You authorize us to collect a fee of $25.00 through an electronic fund transfer from your account if your payment is returned unpaid. In the event we deposit your paper check and it is returned unpaid for insufficient or uncollected funds, we may re-present your check electronically. Your check will not be provided to you with your bank statement, but a copy may be obtained by contacting your financial institution.

This is not a guaranteed offer and is subject to Quick Loans approval and a complete and approved application. Results and actual loan amounts may vary. Certain limitations apply. All loans are subject to a customers’ ability to repay. This website does not charge any fees for the processing of loans. Interest, fees and costs may apply if final and complete application is approved. Loan products may vary. Quick Loans uses various credit reports, data sources and applicant information as part of its underwriting. Not all loan applications or re-financed loans are approved or receive the maximum amount permitted under state law. Customer Notice: Payday advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling. Quick Loans is Licensed in the State of Missouri and Regulated by the Missouri Division of Finance. © 2018 BW Hughs, Inc. dba Quick Loans. All Rights Reserved.

Installment Title Loans

An Installment Title Loan provides you with the financial flexibility to borrow a little or a lot. Installment Title Loans can be a short to medium term loan that is repaid over time, with a set number of scheduled installment payments. Typically, 4 to 36 months are common. We structure your Installment Title Loan so that you have an easy, affordable monthly or bi-weekly payment that compliments your budget and cash flow. Installment Title Loans may be repaid at any time without any pre-payment charges.

view_our_license
view_our_notices

Rates and Terms

Actual loan terms and rates will vary depending on applicant’s qualifications and choices

What It Costs

The charts below represent illustrative examples of the cost of a $2000 loan. Rates and terms vary depending on loan amount and applicant’s qualifications. Please see and read your loan agreement for the *Annual Percentage Rate (APR) and other terms applicable to your loan. If you need more information please ask us, we are here to help. Be certain that you understand the terms and costs of your loan. If you don’t, please ask us.

23 monthly payments of $221.47 and 1 payment of $222.23 = 24 payments

47 biweekly payments of $104.38 and 1 payment of $104.54 = 48 payments

With an actual installment loan, your repayment will look different than the examples above. You may have a longer or shorter repayment term. Your loan amount may be different. Your payment dates may be different. Or your APR might be different, affecting the total finance cost and total cost of the loan.

Our Minimum Requirements

Minimum 18 Years of Age

Verifiable, Steady Income

Clear Car Title

Verifiable Residence

Valid ID
US Citizen
Permanent Resident

By submitting my information, I authorize Quick Loans and its affiliates to contact me by email, phone, or text using the information I provide for business & marketing purposes, and acknowledge that I have read, understand and agree to the terms of Quick Loans Privacy Policy and Terms & Conditions.

Loan Term Definitions Explained

Amount Financed--The loan amount you are borrowing.
Finance Charge—The amount your loan will cost you. What the lender is charging you.
*Annual Percentage Rate (APR)—Your finance charge that the loan will cost you, described as a yearly percentage rate.
Loan Term—The amount of time that your loan is set up for re-payment. 
Total Amount of Payments—This is the Finance Charge and the amount you are borrowing (Amount Financed) added together for the total amount that you must pay back.

ELECTRONIC CHECK CONVERSION AND RETURN CHECK POLICY: When you provide a check as payment, you authorize us either to use information from your check to make one-time electronic fund transfers from your account or to process the payment as a check transaction. With electronic fund transfers the funds may be withdrawn from your account as soon as the same day your payment is processed. Your check will not be returned to you by your financial institution. You authorize us to collect a fee of $25.00 through an electronic fund transfer from your account if your payment is returned unpaid. In the event we deposit your paper check and it is returned unpaid for insufficient or uncollected funds, we may re-present your check electronically. Your check will not be provided to you with your bank statement, but a copy may be obtained by contacting your financial institution.

This is not a guaranteed offer and is subject to Quick Loans approval and a complete and approved application. Results and actual loan amounts may vary. Certain limitations apply. All loans are subject to a customers’ ability to repay. This website does not charge any fees for the processing of loans. Interest, fees and costs may apply if final and complete application is approved. Loan products may vary. Quick Loans uses various credit reports, data sources and applicant information as part of its underwriting. Not all loan applications or re-financed loans are approved or receive the maximum amount permitted under state law. Customer Notice: Payday advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling. Quick Loans is Licensed in the State of Missouri and Regulated by the Missouri Division of Finance. © 2018 BW Hughs, Inc. dba Quick Loans. All Rights Reserved.

Payday Loans

A Payday Loan provides you with the convenience and ease to borrow short term cash quick. A Payday Loan is a short-term loan that is repaid in full on the due date. Loan terms can range from 14 to 30 days. You can extend the Payday Loan by paying the interest due, plus 5% of the principal amount originally borrowed and signing a new Loan Agreement. We allow 4 extensions. Payday Loans may be repaid at any time without any pre-payment charges. Payday advances should be used for short-term financial needs only, not as a long-term financial solution

view_our_license
view_our_notices

Rates and Terms

Actual loan terms and rates will vary depending on applicant’s qualifications and choices

What It Costs

The charts below represent illustrative examples of the cost of a $300 loan. Rates and terms vary depending on loan amount and applicant’s qualifications. Please see and read your loan agreement for the Annual Percentage Rate (APR) and other terms applicable to your loan. If you need more information please ask us, we are here to help. Be certain that you understand the terms and costs of your loan. If you don’t, please ask us.

14-day term – 1 payment of $345.00

30-day term – 1 payment of $396.43

With an actual Payday Loan, your repayment will look different than the examples above. You may have a longer or shorter repayment term. Your loan amount may be different. Your payment dates may be different. Or your APR might be different, affecting the total finance cost and total cost of the loan.

Quick Loans Fee Schedule

Based on a fourteen (14) day advance with one (1) payment.

Our Minimum Requirements

Minimum 18 Years of Age

Verifiable, Steady Income

3 months Active Bank Account

Verifiable Residence

Valid ID
US Citizen
Permanent Resident

By submitting my information, I authorize Quick Loans and its affiliates to contact me by email, phone, or text using the information I provide for business & marketing purposes, and acknowledge that I have read, understand and agree to the terms of Quick Loans Privacy Policy and Terms & Conditions.

Loan Term Definitions Explained

Amount Financed--The loan amount you are borrowing.
Finance Charge—The amount your loan will cost you. What the lender is charging you.
*Annual Percentage Rate (APR)—Your finance charge that the loan will cost you, described as a yearly percentage rate.
Loan Term—The amount of time that your loan is set up for re-payment. 
Total Amount of Payments—This is the Finance Charge and the amount you are borrowing (Amount Financed) added together for the total amount that you must pay back.

ELECTRONIC CHECK CONVERSION AND RETURN CHECK POLICY: When you provide a check as payment, you authorize us either to use information from your check to make one-time electronic fund transfers from your account or to process the payment as a check transaction. With electronic fund transfers the funds may be withdrawn from your account as soon as the same day your payment is processed. Your check will not be returned to you by your financial institution. You authorize us to collect a fee of $25.00 through an electronic fund transfer from your account if your payment is returned unpaid. In the event we deposit your paper check and it is returned unpaid for insufficient or uncollected funds, we may re-present your check electronically. Your check will not be provided to you with your bank statement, but a copy may be obtained by contacting your financial institution.

This is not a guaranteed offer and is subject to Quick Loans approval and a complete and approved application. Results and actual loan amounts may vary. Certain limitations apply. All loans are subject to a customers’ ability to repay. This website does not charge any fees for the processing of loans. Interest, fees and costs may apply if final and complete application is approved. Loan products may vary. Quick Loans uses various credit reports, data sources and applicant information as part of its underwriting. Not all loan applications or re-financed loans are approved or receive the maximum amount permitted under state law. Customer Notice: Payday advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling. Quick Loans is Licensed in the State of Missouri and Regulated by the Missouri Division of Finance. © 2018 BW Hughs, Inc. dba Quick Loans. All Rights Reserved.

Pre-Owned Auto Financing Loans

Auto Finance Loans can vary from a wide range of determining factors. For the basics we usually require that the borrower has at least a 25% down payment. However, depending on the purchased equity, sales price and other factors, a smaller down payment may be possible. We analyze and evaluate each transaction based on its own merits. Auto Finance Loans are a medium-term loan that is repaid over time, with a set number of scheduled installment payments. Typically, 12 to 48 months. Auto Finance Loans may be repaid at any time without any pre-payment charges. Full coverage Insurance with Quick Loans named as Loss Payee is required.

view_our_license
view_our_notices

Rates and Terms

Actual loan terms and rates will vary depending on applicant’s qualifications and choices

What It Costs

The charts below represent illustrative examples of the cost of a $4000 loan. Rates and terms vary depending on down payment, loan amount and applicant’s qualifications. Please see and read your loan agreement for the *Annual Percentage Rate (APR) and other terms applicable to your loan. If you need more information, ask us, we are here to help. Be certain that you understand the terms and costs of your loan. If you don’t, please ask us.

35 monthly payments of $190.25 and 1 payment of $190.19 = 36 payments

71 biweekly payments of $91.41 and 1 payment of $91.17 = 72 payments

With an actual Auto Finance Loan, your repayment will look different than the examples above. You may have a longer or shorter repayment term. Your loan amount may be different. Your payment dates may be different. Or your APR might be different, affecting the total finance cost and total cost of the loan.

Our Minimum Requirements

Minimum 18 Years of Age

Verifiable, Steady Income

Down Payment

Verifiable Residence

Valid ID
US Citizen
Permanent Resident

By submitting my information, I authorize Quick Loans and its affiliates to contact me by email, phone, or text using the information I provide for business & marketing purposes, and acknowledge that I have read, understand and agree to the terms of Quick Loans Privacy Policy and Terms & Conditions.

Loan Term Definitions Explained

Amount Financed--The loan amount you are borrowing.
Finance Charge—The amount your loan will cost you. What the lender is charging you.
*Annual Percentage Rate (APR)—Your finance charge that the loan will cost you, described as a yearly percentage rate.
Loan Term—The amount of time that your loan is set up for re-payment.  
Total Amount of Payments—This is the Finance Charge and the amount you are borrowing (Amount Financed) added together for the total amount that you must pay back.

ELECTRONIC CHECK CONVERSION AND RETURN CHECK POLICY: When you provide a check as payment, you authorize us either to use information from your check to make one-time electronic fund transfers from your account or to process the payment as a check transaction. With electronic fund transfers the funds may be withdrawn from your account as soon as the same day your payment is processed. Your check will not be returned to you by your financial institution. You authorize us to collect a fee of $25.00 through an electronic fund transfer from your account if your payment is returned unpaid. In the event we deposit your paper check and it is returned unpaid for insufficient or uncollected funds, we may re-present your check electronically. Your check will not be provided to you with your bank statement, but a copy may be obtained by contacting your financial institution.

This is not a guaranteed offer and is subject to Quick Loans approval and a complete and approved application. Results and actual loan amounts may vary. Certain limitations apply. All loans are subject to a customers’ ability to repay. This website does not charge any fees for the processing of loans. Interest, fees and costs may apply if final and complete application is approved. Loan products may vary. Quick Loans uses various credit reports, data sources and applicant information as part of its underwriting. Not all loan applications or re-financed loans are approved or receive the maximum amount permitted under state law. Customer Notice: Payday advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling. Quick Loans is Licensed in the State of Missouri and Regulated by the Missouri Division of Finance. © 2018 BW Hughs, Inc. dba Quick Loans. All Rights Reserved.

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