Installment Title Loans
By utilizing your vehicle title, you immediately establish a credit line with Quick Loans. An Installment Title Loan provides you with the financial flexibility to borrow a little or a lot without the high fees associated with other short-term loans. We structure your Installment Title Loan so that you have an easy, affordable monthly or bi-weekly payment that compliments your budget and cash flow.
Use It Any Time
At Quick Loans, your Installment Title Loan can be used any time you need extra cash. So, if you didn’t need any extra money last month but have some unexpected expenses this month, your Credit Line is there, ready for you to use. Since you don’t have to worry about paying it all back at once, it’s easier to keep your monthly budget in line and your cash flow positive.
Save on Interest and Fees
Consolidating payday loans, multiple loans, check loans, signature loans, medical collections, outstanding bills, or simply moving your existing title loan over to Quick Loans can possibly save you hundreds and even thousands of dollars in interest and fees. The process is easy and hassle-free.
Follow 4 Simple Steps
- Bring your vehicle and the other required items to our office for an evaluation.
- One of our customer service representatives will verify your application information.
- Once approved, funds can be dispersed to you. The whole process takes about 30 minutes.
- Payback your installment title loan according to your payment schedule.
Rates and Terms
Rates and terms for installment title loans vary depending on the loan amount and the applicant’s qualifications. Please see and read your loan agreement for the *Annual Percentage Rate (APR) and other terms applicable to your loan. If you need more information please ask us, we are here to help. It’s important that you understand the terms and costs of your loan.
What it Costs – An Example Loan
It can be hard to fully understand what Rates and Terms you can expect for your loan. To help explain all the details, here is an example of the Rates and Terms for an average $2000 loan.
A $2000 loan over a 24-month term:
- You could make 23 monthly payments of $221.47 and 1 payment of $222.23 = 24 payments.
- APR is 119.26 % with a finance charge of $3315.04, the amount financed is $2000, and that makes the total of payments $5315.04.
Our Minimum Requirements
- Minimum 18 years of Age
- Verifiable, Steady Income
- Clear or Lien free Car Title
- Verifiable Residence
- Must have a Valid ID, be a US Citizen, or a Permanent Resident
If you meet the above requirements, you must also have these supporting items: the vehicle, all owners named on the title, a spare key, and proof of vehicle insurance.